Determinan Faktor Internal Non-Performing Financing Bank Syariah Pada Masa Pandemi Covid-19
DOI:
https://doi.org/10.51922/jibma.v2i4.113Keywords:
Capital Adequacy Ratio (CAR), Financing to deposit Ratio (FDR), bank size Non-Performing Financing (NPF), COVID-19 pandemicAbstract
This study aims to test and analyze the determinants of internal factors consisting of Capital Adequacy Ratio (CAR), Financing to deposit Ratio (FDR) and bank size of Islamic banking in Indonesia on bank credit resilience as described through Non-Performing Financing (NPF) during the COVID-19 pandemic crisis. The sample of this study is 11 Indonesian Sharia banks that are actively operating nationally, which is determined by purposive sampling. As a result, there was simultaneously a significant influence between the variables CAR, FDR and bank size on NPF with a determination coefficient value of 47.6%. Partially, CAR and FDR had a significant effect, while bank size did not have a significant effect on NPF
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